Barclays Bank is one of the oldest surviving and flourishing financial institutions established about 300 years ago. It is not wrong for us to say that Barclays is not merely a bank, but a global financial services provider which offers services related to retail banking, investment banking, corporate banking and wealth management. The bank has a huge global presence across continents of Europe, North America , South America, Africa and Asia. Its current employee strength is approx. 145,000 who work to provide services to almost 49 million clients and customers. A huge number indeed! The Barclays is headquartered at London (UK), but has a huge network of branches spreading all over the world today. These provide financial products and services to the respective local markets. The Barclays Bank hierarchy is headed by their Chairman Mr. Marcus Agius who is assisted by the Group Chief Executive Officer Mr. John Varley.

The Barclays structure is well defined into two major ‘Clusters’ : Global Retail Banking and Corporate & Investment Banking . We now go on to discuss these two clusters in detail for a better understanding. Each of these clusters has a number of Business Units. CLUSTER 1 The Barclays Global Retail Banking Cluster comprises of four major business units : UK Retail Banking, Barclaycard, Global Retail Emerging Markets and Global Retail in Western Europe. Business Group 1(Cluster 1) : UK Retail Banking - This business group operates in the UK and is one of the leading banks of Britain today. It caters to the 15 million UK based customers and has about 1720 branches. Business Group 2 (Cluster 1): Barclaycard - The Barclaycard is one of the most accepted credit card businesses in the European continent today. It has partnerships with established brands like Sky card, Thomas Cook and Argos to name a few. The card also has its network spreading to the United States, Germany and South Africa. The Barclays institution is also a financial service provider to the government of the United Kingdom. Business Group 3 (Cluster 1): Retail Banking in Western Europe : This business group looks after the operations in the Mediterranean region covering countries like Spain, Portugal, Greece ,France and spreading to Russia as well. The organisation has not less than 2 million customers in this region and employee strength of 10,000 people. Business Group 4(Cluster 1) : Retail Emerging Markets : This business group looks after the spreading of business in the markets of Asia, Middle East and the African continent. CLUSTER 2 Under Cluster 2, we have the Corporate and Investment and Wealth Management, which again comprises of four Business Units : Barclays Capital, Barclays Corporate, Barclays Global Investors and Barclays Wealth. Business Group 1 (Cluster2): Barclays Capital - The business unit focuses on providing advisory services to its investors all over the world. The group also provides solutions to large corporate groups and caters the government sector as well. Business Group 2 (Cluster2): Barclays Global Investors { BGI } -The BGI is the largest operating asset management firms in the world today and a provider of investment management services and products. Business Group 3 (Cluster2): Barclays Wealth -The business group is a global wealth manager spreading its network to 25 countries today. Business Group 4 (Cluster2): Barclays Corporate - This business group provides advice and expertise to corporate groups with an annual turnover of 1 million pounds. The Barclays Bank today boasts of financial assets worth 397,668 US$ m and net capital worth 2409 US $ m and is ranked in the top 20 banks of the world.

Barclays Bank is first started in London more than 300 years ago. The main aim and purpose of this bank is to make wide financial services in all over the countries in the world. Barclays bank is a top most international financial services company in the world to offer grand and great services in almost all countries. Through its tactical theories and strategies, it is contained with every high resource to every corporate affair in most of the world countries. Through its magnetic and giant services, it offers a wide range of products and its related services for the needs and necessities of every wealthy individuals and corporate. There variety of fields in which Barclay’s banks provides its sincere and great services for the welfare of world countries. Its one of the best services is world wide job opportunities. According to one’s individual skills and ability with prompt qualifications, it offers careers to every ones to fulfill one’s ambitions. Every qualified professional, related with finance and accounts are getting variety of job opportunities in financial service sector. It searches and appoints graduates and interns as recruits. The main reason for encouraging every qualified graduates and interns is just to introduce fresh ideas and thinking in the field of banking for financial benefits. Apart from these steps, for college and school leavers, it offers great steps on the career with fantastic salaries and rewards.

For Barclays Bank consumer products and business market, its service is really more advantageous. Through its consumer banking division, it provides a great suit for freshly growing customer’s products and related services according to the current market needs. It also improves every one’s business by providing personal loans through a long installment basis with less payment styles. "Hello Money" is one of amazing and innovative services through which Barclays bank offer a great deal of consumers banking service in combination of latest technology. Recently Barclays bank started its service for commercial customers in all international countries. Its main objective is to promote every multinational companies and public sector companies for a higher growth and to encourage for growing every small scale business center in to the medium or higher level centers. In addition it offers its great service in rendering loans, deposits, payments and cash management services, trade finance, to every small, medium, public sector, multi national companies and even to every individuals etc,. Community is one the basic thing for Barclays bank and on which it branches out all sorts of service like financial inclusion, entrepreneurship, education for poor and have not, enterprise and especially helping the people for their bright employment and career opportunities. Barclays is implementing a successful theory on "selling payment protection insurance policy" through which it arranges to every borrower if they are in severe financial crisis, to pay their loan repayments easily. On share markets its service is amazing and it recommends nearly more than 150 banks branches from almost all country’s banking group shares. It also renders its service according to the situational needs. For example, recently, it has taken over as a complete responsibility in setting final salary pensions for the existing staff of some banks which were closed suddenly by its financial crisis and loss. Its personal banking services as a leading provider regarding personal loans, mortgages, current accounts and savings plans etc is creating the best ever green type of result among all world countries. Regarding insurance - insurance schemes for home, car, travel, life insurance, health insurance etc., In current account - like Barclays bank account, additions active, premier life account, overdraft account etc., In savings account - like savings bonds, instant access savings, tax free savings, compare all savings etc., In loans - variety of loans as personal loans, company loans, business loans, home owners loan, etc., In mortgages - like fixed rate mortgages, tracker mortgages, and offset mortgages.